Jenita Derga brings a lifetime of ranching experience to her role as a crop insurance agent.
She offers clients unparalleled expertise in risk management tailored to livestock and forage operations. As a fourth-generation rancher, she understands the unique challenges producers face and uses her deep knowledge of ranching to provide practical, effective insurance solutions.
Jenita specializes in representing programs that directly impact ranchers and livestock producers, including:
PASTURE, RANGELAND, & FORAGE (PRF) PROGRAM
Designed to help ranchers mitigate risks associated with forage shortages due to unpredictable weather. This program uses Rainfall Index data to determine coverage based on precipitation levels in specific grids, ensuring that policies reflect localized conditions and provide meaningful support during drought or dry periods.
ANNUAL FORAGE PROGRAM
Similar to the PRF program, this coverage safeguards forage crop investments by tying payouts to Rainfall Index data. This innovative approach allows ranchers to manage the financial impact of below-average precipitation during critical growing seasons.
LIVESTOCK RISK PROTECTION (LRP) PROGRAM
A powerful risk management tool designed to protect livestock producers from unexpected declines in market prices. LRP coverage provides flexibility for both feeder and fed cattle, and swine, with policies that account for fluctuating market trends and future price uncertainty. Producers can customize the coverage to their marketing plans, choosing endorsement lengths and coverage levels that best fit their operation. With LRP, ranchers gain peace of mind knowing they have a financial safety net, enabling them to manage market volatility while focusing on production goals.
By combining her foundational understanding of rangeland management, forage production, and livestock dynamics with her expertise in federal crop insurance programs, Jenita empowers her clients to make informed decisions that protect their operations against financial uncertainty. She offers a personalized approach, guiding producers through policy options, analyzing Rainfall Index and historic data, and staying up to date on market trends to ensure the best possible coverage.
Jenita’s unique background bridges the gap between ranching and risk management, making her a trusted partner for livestock and forage producers seeking reliable protection for their operations. With Jenita’s guidance, clients can confidently navigate insurance options and focus on the success and sustainability of their ranching businesses.
